Most people cannot afford to have up to 25% of their after tax income taken from them every month due to a wage garnishment. At the Hedtke Law Firm we can put an end to actions by your creditors to get at your hard-earned money. Contact us at 909 736-3111 today to learn how to stop wage garnishment.
Are Your Creditors Threatening To Garnish Your Wages?
Your creditors cannot garnish your wages until they have a judgment against you. Once they have a judgment, they can give you notice and then begin garnishing your wages.
If your creditors are threatening you with wage garnishment without having gotten a judgment, you may have a claim against them under the Fair Debt Collection Practices Act.
You have to be careful in these cases, however, as your creditors may have obtained a default judgment without you knowing a lawsuit was even filed. We will take a close look at your case to see if you have any legal recourse.
Stopping Wage Garnishment Through Bankruptcy
As soon as you file for you will receive an automatic stay, which puts an end to all wage garnishment. If your creditors have already started to garnish your wages, we may be able to get back anything over $600 that was taken in the 90 days prior to your filing. If they start the process after you file, we can get back all your money.
The sooner you contact us, the more we can do to save your wages and protect your rights. Contact the Hedtke Law Firm at 909 736-3111 to schedule a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.